Don’t get schooled, be prepared with Social Security


By Marcus Geiger - For the Register



Your summer job has ended, so there’s no better time than now to start planning for retirement. You can easily be ahead of the game and secure your future with a few simple steps. As a millennial, you are in the best position for planning, investing, and saving for your retirement, growing that nest egg as large as it can be. The sooner you start, the more money you will have.

There are two easy ways to prepare for retirement at a young age:

Start a my Social Security account. Having a personal and secure account is easy, but better yet, it empowers you. You can access the services you need in the convenience of your own home without traveling to a local office and waiting in a long line. To view your social security statement, go to www.socialsecurity.gov/myaccount.

As you can see, many of our resources are available online and my Social Security is one of the best places to access vital information about your retirement. We are constantly adding new features to make your experience with us faster and more convenient. You can even replace a lost or stolen Social Security card in certain states.

You should also start a myRA account. It’s never too early, and the more you save now, the more you will have later. myRA is designed for people who don’t have a retirement savings plan through their employer, or are limited from other savings options. Check it out at www.myra.gov. If your employer provides a retirement savings plan, such as a 401(k), learn more about that plan’s potential matching contributions or other benefits.

Did you know that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age? Social Security will be there for you if you become disabled and cannot work. Accessing your online account can also help you determine your estimated future disability benefits. To learn more about disability and to apply, go to www.socialsecurity.gov/disabilityssi/apply.html.

Remember, that summer job might be behind you, but you have a bright future ahead. Social Security is there, helping you every step of the way, securing today and tomorrow.

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By Marcus Geiger

For the Register

Marcus Geiger is Social Security district manager in Gallipolis, Ohio.

Marcus Geiger is Social Security district manager in Gallipolis, Ohio.

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